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under €650,000

Golden hour outdoor retreat with two rustic Adirondack chairs made of weathered wood, placed on a lush green lawn overlooking a serene mountainous landscape.

This property looks like a dream at €295,000...

List Price €295,000
+
Registration Tax (9%) €26,550
+
Notary & Legal Fees €8,850
+
Agency Commission (6%) €17,700

Estimated Total Cost €348,100


⚠️ Energy Rating: F
This low rating makes it illegal to rent out in France & Portugal. Also, expect higher heating costs.

Golden hour outdoor retreat with two rustic Adirondack chairs made of weathered wood, placed on a lush green lawn overlooking a serene mountainous landscape.

🚨 SAFER Can Block This Sale

Société d'aménagement foncier et d'établissement rural (SAFER) is a French agency with pre-emptive purchase rights on rural properties.

They can delay your purchase for 2-6 months or block foreign buyers entirely to prioritise local farmers.

Beautiful property with 2 hectares of farmland. Perfect, right?

💡 What This Means
If a French property includes farmland or agricultural buildings, SAFER may intervene. Know this BEFORE making an offer.

All Smart Buying Tools

Professional calculators and resources to help you avoid costly mistakes

Total Cost Calculator

Calculate the complete purchase price including registration tax, notary fees, agency commission, and legal costs across all four countries.

💡 Hidden costs add 15-18% to list price on average

Rental Yield Calculator

Calculate realistic rental income, occupancy rates, management costs, and true ROI. Factor in seasonal variations and local tax implications.

⚠️ 60% of buyers overestimate rental income by 30%+

Renovation Budget Planner

Plan your renovation costs room by room with country-specific labour rates, material costs, and realistic timelines. Include contingency buffers.

📈 Average renovation overruns: 40% over initial budget

Market Timing Tool

Analyse market trends, seasonal pricing patterns, and optimal purchase timing. See when properties sell fastest and for the best value.

💰 Buying in Q1 vs Q4 may save you €10-15K on same property

Price Converter & Currency Strategy

Convert prices across currencies PLUS learn about the benefits of locking in rates, opening euro accounts, and using forward contracts to protect against exchange rate fluctuations.

🔒 Currency hedging can save 3-5% on purchase price

Market Comparison Tool

Compare property markets across countries and regions. See price per square metre, rental yields, tax rates, and quality of life metrics side-by-side.

🏘️ Same budget: Up to 40% more property in inland vs coastal

Energy Risk Assessor

Evaluate energy performance certificates (EPC) and understand rental restrictions. Properties rated F/G face rental bans in some countries from 2025-2028.

🚫 France bans rental of Energy Rating F/G from 2028

Property Terms Glossary

Comprehensive guide to European property terminology, legal concepts, and country-specific terms. Know what "cadastral value," "IMU tax," and "SAFER" mean before you buy.

📚 Essential terms across 4 countries explained

Member Resources

Updates, announcements, and community features

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