Advanced European Rental Yield Calculator
What is this?
Ever wondered if that dreamy Tuscan villa will actually pay for itself, or if your Paris pied-à-terre could bring in enough rent to cover croissants for life?
The Advanced European Rental Yield Calculator is your backstage pass to the real numbers, minus the financial jargon and cold sweats.
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International buyers eyeing properties across France, Spain, Italy, Portugal, or beyond.
First-time investors trying to decode property returns without a finance degree.
Seasoned landlords who want to compare new listings at a glance.
Holiday home hunters who’d like their villa to pay for itself (or at least the wine).
Anyone who wants the numbers before falling for the photos.
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Anyone searching, browsing, or dreaming about buying a property in Europe who:
Wants to understand the real costs and returns (not just sticker price or dreamy interiors).
Needs to compare investment potential between multiple properties, countries, or ownership styles.
Loves a good spreadsheet, but prefers the math done for them.
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Cuts through the confusion: No more mystery fees or guessing if a rental will actually turn a profit.
Saves time: Instantly compare multiple listings without breaking out your own calculator (or your brain).
Unbiased and quick: No agent sales pitch, just the numbers you need to make a confident decision.
Tailored for Europe: Built with actual EU taxes, local costs, and property quirks in mind.
Exportable: Download your results for your own records or to help your accountant sleep at night.
In Short:
Before you fall for those sun-drenched listing photos, run the numbers!
This tool gives you the real, behind-the-scenes story of your next property, so you can buy with your head and your heart.
Advanced European Rental Yield Calculator
Tax Information
Gross Yield
Net Yield
ROI (Total Period)
Payback Period
Annual Cash Flow
Total Investment
Industry Standards Source: Data compiled from Eurostat, national property registries, and local real estate associations (July 2025).
Disclaimer: These calculations are estimates for illustrative purposes only and should not be considered financial advice. Actual costs, income, and market conditions can vary significantly.
Always consult with local real estate agents, lawyers, and tax advisors in the target country before making any investment decisions.
All calculations are in Euros. Exchange rates for your home currency will impact your actual costs and returns.
This tool provides estimates based on current government data. Always consult a local real estate professional and notary before making purchasing decisions. Data accuracy not guaranteed.
This calculator's code, design, and outputs are proprietary. You agree not to reverse-engineer, scrape, or redistribute without written permission. Violations will be subject to legal action under EU Directive 2019/790 and the DMCA.
How To Use This Tool
Choose your purchase purpose (investment, primary residence, or second home).
Plug in the basics: purchase price, country, property type, and estimated buyer’s costs.
Add your rental info: expected monthly rent and how often you’ll have tenants.
Estimate your expenses: taxes, maintenance, management, insurance.
Tick the mortgage box if you’re borrowing, and fill in the loan details.
Include any tax quirks or special residency status (because Europe loves paperwork).
Hit Calculate and watch the magic happen. See your yield, ROI, cash flow, payback period, and more.
Download your results to compare properties or show your financial advisor how prepared you are.
Important Investment Considerations :
Capital Gains Tax for Non-Residents
| Country | Non-Resident CGT Rate | Tax Treaty Impact | Allowable Deductions |
|---|---|---|---|
| Spain | 19%–24% | ✓ Reduces double taxation | Renovation costs deductible |
| France | 19%–36.2% | ✓ Common EU treaties apply | 5% annual depreciation after 5y |
| Italy | 26% flat | ✗ No special breaks | No inflation adjustment |
| Portugal | 28% (or 14.5% for residents) | ✓ NHR program benefits | Exempt after 10y ownership |
What This Means for You:
- CGT is payable in the property's country, not your home country
- Tax treaties may reduce double taxation - check your specific situation
- Holding period matters (especially Portugal's 10-year exemption)
- Keep renovation receipts - they're often deductible
⚠️ Always consult qualified tax advisors in both countries before investing