estimate your
closing costs
Estimated Closing Costs
Quick estimate for buying property in Europe
🇵🇹 Portugal: IMT on higher of price or VPT (est. 70% of price). First home under €101,917: EXEMPT!
🇪🇸 Spain: Tax on full purchase price (6-10% by region).
🇫🇷 France: Fees on full purchase price.
For precise calculations with actual cadastral/VPT values and detailed breakdowns, join The Property Drop for the advanced calculator.
🇮🇹 Italy:
🇫🇷 France:
🇪🇸 Spain:
🇵🇹 Portugal:
All rates based on 2026 data. Last updated: January 2026
Next Review & Update: July 2026.
Next Major Update: January 2027
Always verify current rates with local professionals.
NOTE:
Italy/Portugal calculations use estimated cadastral values (40%/70% of price). Actual costs vary significantly by region, property type, tax residency, and property use.
Real estate agent commissions are generally paid by the seller, with one major exception: in Italy, the buyer typically pays a commission of 3-4% + VAT in addition to other costs.
In France, fees are included in the property price; often shown as "FAI" or "HAI".
For detailed renovation costs, please use the Renovation Budget Planner.
⚠️ Legal Disclaimer and Intellectual Property Notice
These figures are estimates based on 2026 government rates and typical fee structures. Italy/Portugal calculations use estimated cadastral values (40%/70% of price). Actual costs vary significantly by region, property type, tax residency, and property use. Always consult a qualified local solicitor or Notary for a final quote.
This calculator's code, design, and outputs are proprietary. You agree not to reverse-engineer, scrape, or redistribute without written permission. Violators will be subject to legal action under EU Directive 2019/790 and the DMCA.